In Ecuador we have this bank, which we will call .. Banco del Pichincha, since that is its name and I have no intentions of masking it. My dear bank is arguably (very, though they are
quite confident about themselves) the most reliable and stable bank in the country, or at least one of the most reputable ones.
So a month or so ago they decide to change the login system for their website, which means people have to register again and answer a bunch of questions about themselves if they (we) want access again. So far so good, we are promised a new login, which basically consists of a username and password instead of your id number and the incredibly unsafe 4-digit PIN. The new system is called nothing less than "biometric login". Now, I assume anyone with a slightly greater-than-average curiosity will try to figure out exactly what it means, but there's
no real explanation on the website other than something like "it magically knows who you are using a digital fingerprint, of your damn soul". (I'm paraphrasing)